FINBROOKS • INVESTMENT TOOLS

XIRR Calculator

Calculate the annualised return on investments with multiple cash flows made on different dates.

CASH FLOWS
Date Amount
ⓘ Enter investments as negative amounts and withdrawals or final value as positive amounts.
PROJECTED RESULT
Annualised Return
0.00%
XIRR based on entered cash flows
Total Invested ₹ 0
Total Received ₹ 0
Net Gain ₹ 0
Cash Flows 0
Cash Flow Timeline
XIRR FORMULA
Σ CFi
───────────────
(1 + r) (di − d0) / 365 = 0

CFᵢ = Cash flow on a particular date

r = XIRR / annualised return

dᵢ = Date of each cash flow

d₀ = Date of the first cash flow

ASSUMPTIONS
  • Investment amounts are entered as negative values.
  • Withdrawals or final values are entered as positive values.
  • Actual calendar dates are used for the calculation.
  • XIRR annualises returns for irregular cash flows.
  • Tax, fees and other charges are not separately considered.
CASH FLOW SUMMARY

Investment Cash Flows

# Date Cash Flow Type
Total — ₹ 0 0 flows

What is an XIRR Calculator?

An XIRR Calculator helps investors calculate the annualised return of an investment when multiple cash flows occur on different dates. It is particularly useful for mutual fund investments, SIPs, SWPs and portfolios where investments and withdrawals happen at irregular intervals.

How does an XIRR Calculator work?

XIRR considers both the amount and the exact date of every cash flow. It calculates the annualised rate at which the present value of all cash flows becomes zero.

Why use XIRR instead of simple return?

  • It considers the timing of every investment.
  • It is useful when investments are made on different dates.
  • It can measure returns for SIP and irregular investments.
  • It can be used to evaluate withdrawals and portfolio cash flows.
Important: XIRR is an annualised return calculation based on the cash flows and dates entered. It does not guarantee future investment returns. Actual investment performance may differ.
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