FINBROOKS • INVESTMENT TOOLS
Step-Up SIP Calculator
See how increasing your SIP every year can accelerate
long-term wealth creation through compounding.
INPUTS
ⓘ
Your monthly SIP increases by the selected percentage
at the beginning of every new investment year.
PROJECTED RESULT
Estimated Future Value
₹
0
15 years • 12% p.a. • 10% annual step-up
Total Invested
₹ 0
Estimated Returns
₹ 0
GROWTH OF YOUR INVESTMENT
STEP-UP SIP METHOD
Each year:
New SIP = Previous SIP ×
(1 + Step-Up %)
Every monthly contribution then compounds
until the end of the investment period.
Starting SIP
= Initial monthly investment
Step-Up %
= Annual increase in monthly SIP
Return
= Expected annual rate of return
Tenure
= Total investment period
ASSUMPTIONS
-
SIP increases once every year.
-
Monthly compounding is assumed.
-
The assumed return remains constant
for illustration.
-
Actual mutual fund returns may vary.
-
Taxes, inflation and fund expenses are
not included.
What is a Step-Up SIP?
A Step-Up SIP allows an investor to increase the monthly
investment amount periodically, usually once every year.
Increasing the SIP as income grows can help investors build
a larger investment corpus over a long period.
How does a Step-Up SIP Calculator work?
The calculator starts with an initial monthly SIP and
increases that monthly contribution by the selected
step-up percentage every year. Each contribution is then
projected using the expected rate of return.
Why use a Step-Up SIP?
-
Increase investments gradually as income increases.
-
Potentially build a larger long-term corpus.
-
Take advantage of compounding over longer periods.
-
Create a systematic approach to increasing investments.
Important:
This calculator provides an illustrative projection only.
Mutual fund returns are market-linked and are not guaranteed.
Actual investment results can be different from the calculated
projection.