FINBROOKS • BANKING & SAVINGS TOOLS

RD Calculator

Calculate your Recurring Deposit maturity amount, total deposits and interest earned based on your monthly deposit, interest rate and tenure.
RD DETAILS
₹
%
Yr
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Important: Actual RD rates, compounding conventions, deposit dates and maturity rules may vary by bank or financial institution.
RD MATURITY
Maturity Value
₹ 0
ESTIMATED RECURRING DEPOSIT MATURITY
Total Deposited
₹0
Total Interest
₹0
Interest %
0%
Monthly Deposit
₹0
RD Growth
RD Maturity Growth
RD MATURITY FORMULA
Maturity = Σ [P × (1 + r/n)ⁿᵗ]
Each monthly instalment is treated as a separate deposit and earns interest according to its remaining deposit period.
INTEREST SUMMARY
Interest Earned
₹ 0
TOTAL ESTIMATED INTEREST
Monthly Deposit
₹0
Total Deposited
₹0
Rate
0%
Tenure
0 Yr
Deposits vs Interest
Total Deposits
Interest Earned
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RD interest may be taxable under applicable tax rules. This calculator shows the estimated gross maturity value before applicable taxes or TDS.
RD Year-wise Growth
Estimated deposits, interest earned and cumulative maturity value at the end of each year.
Year Total Deposited Interest Earned Maturity Value Total Interest
Maturity

Recurring Deposit (RD) Calculator

FinBrooks RD Calculator helps you estimate the maturity amount, total deposits and interest earned from a Recurring Deposit using your monthly deposit, interest rate and investment tenure.

How is RD maturity calculated?

Unlike a Fixed Deposit where the entire amount is deposited at once, an RD consists of regular monthly instalments. Each instalment earns interest for the period it remains deposited.

What is the difference between FD and RD?

An FD generally involves a lump-sum deposit at the beginning of the investment period, while an RD allows you to deposit a fixed amount regularly. Both can earn interest according to the applicable bank terms and compounding method.

Is RD interest taxable?

RD interest may be taxable depending on applicable tax rules and the investor's total taxable income. This calculator shows the estimated gross maturity amount before applicable taxes or TDS.

Disclaimer: This calculator provides estimates for informational and educational purposes only. Actual RD maturity may differ based on the bank's interest calculation method, instalment dates, compounding rules, taxes, TDS, premature closure conditions and other applicable terms.

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