FINBROOKS • BANKING & SAVINGS TOOLS

FD Calculator

Calculate your Fixed Deposit maturity amount, total interest earned and year-wise growth based on your deposit, interest rate, tenure and compounding frequency.
FD DETAILS
₹
%
Yr
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Important: Actual FD rates, compounding conventions, premature withdrawal rules and taxation may vary by bank or financial institution.
FD MATURITY
Maturity Value
₹ 0
ESTIMATED FD MATURITY AMOUNT
Principal
₹0
Total Interest
₹0
Interest %
0%
Effective Growth
0%
FD Growth
FD Maturity Growth
COMPOUND INTEREST FORMULA
A = P × (1 + r/n)ⁿᵗ
P = Principal, r = annual interest rate, n = compounding frequency per year and t = tenure in years.
INTEREST SUMMARY
Interest Earned
₹ 0
TOTAL COMPOUNDED INTEREST
Deposit
₹0
Maturity
₹0
Rate
0%
Tenure
0 Yr
Principal vs Interest
Total Value
Interest Component
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FD interest is generally taxable according to applicable tax rules. This calculator does not deduct TDS or income tax from the maturity value.
FD Year-wise Growth
Estimated principal value, interest earned and cumulative maturity value at the end of each year.
Year Opening Value Interest Earned Closing Value Total Interest
Maturity —

Fixed Deposit (FD) Calculator

FinBrooks FD Calculator helps you estimate the maturity amount and interest earned on a Fixed Deposit using your deposit amount, interest rate, investment tenure and compounding frequency.

How is FD maturity calculated?

FD maturity is calculated using the compound interest formula. The result depends on the principal amount, annual interest rate, compounding frequency and investment period.

What does compounding frequency mean?

Compounding frequency determines how often interest is added back to the deposit during the year. Common frequencies include annual, half-yearly, quarterly and monthly compounding.

Is FD interest taxable?

Interest earned from an FD may be taxable depending on the applicable tax rules and the investor's total taxable income. This calculator shows gross maturity value before applicable taxes or TDS.

Disclaimer: This calculator provides estimates for informational and educational purposes only. Actual FD maturity may differ based on the bank's interest calculation method, deposit terms, compounding rules, premature withdrawal conditions, taxes, TDS and other applicable charges or regulations.

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