FINBROOKS • BANKING & SAVINGS TOOLS

NPS Calculator

Estimate your NPS retirement corpus, total investment, annuity allocation, lump-sum amount and estimated monthly pension.
NPS DETAILS
Yr
₹
%
Yr
●
Important: This calculator is an indicative projection. Actual NPS returns depend on the investment scheme, asset allocation, market performance and applicable NPS rules.
RETIREMENT CORPUS
Estimated NPS Corpus
₹ 0
PROJECTED CORPUS AT RETIREMENT
Total Investment
₹0
Estimated Returns
₹0
Investment Period
0 Yr
Expected Return
0%
NPS Corpus Growth
Projected NPS Corpus
NPS CORPUS FORMULA
FV = P × [((1 + r)ⁿ − 1) / r] × (1 + r)
Monthly contributions are assumed to be invested regularly and compounded at the selected expected annual return until the selected retirement age.
RETIREMENT BENEFIT
Estimated Monthly Pension
₹ 0
INDICATIVE MONTHLY ANNUITY INCOME
Annuity Allocation
₹0
Lump Sum
₹0
Annuity %
40%
Annuity Return
6%
Investment vs Returns
Total Investment
Estimated Returns
●
Pension shown here is an estimate based on a 6% assumed annuity rate. Actual annuity income depends on the annuity product and rate available at retirement.
NPS Year-wise Growth
Estimated yearly contribution, investment value, accumulated returns and retirement corpus.
Year Yearly Investment Total Investment Estimated Returns NPS Corpus
Retirement

NPS Calculator

FinBrooks NPS Calculator helps you estimate your National Pension System retirement corpus based on your current age, monthly contribution, expected return and retirement age.

What is NPS?

The National Pension System is a long-term retirement investment framework designed to help build a corpus for retirement. Contributions are invested according to the selected NPS investment options and applicable rules.

How does the NPS Calculator work?

The calculator projects the future value of regular monthly contributions using the expected annual return entered by the user. The resulting projected corpus is then used to illustrate the potential lump-sum and annuity portions.

What is the annuity portion in NPS?

The calculator uses a 40% annuity assumption for this illustration. The remaining 60% is shown as the indicative lump-sum portion. Actual applicable withdrawal and annuity rules should be checked at the time of retirement.

How is monthly NPS pension estimated?

The estimated pension is calculated by applying the assumed annuity rate to the amount allocated towards the annuity and dividing the resulting annual income by 12.

Disclaimer: This calculator provides an indicative projection for educational purposes only. Actual NPS returns, corpus, withdrawal eligibility, annuity allocation, pension and tax treatment may differ depending on applicable NPS rules, investment performance, asset allocation, annuity rates and conditions prevailing at retirement.

Spread the Word