FINBROOKS • INVESTMENT TOOLS

SWP Calculator

Estimate how your investment corpus may grow or decline with regular monthly withdrawals, projected returns and year-by-year growth.

INPUTS
₹
₹10K ₹5 Crore
₹
₹500 ₹2 Lakh
%
1% 30%
Years
1 Year 40 Years
ⓘ Withdrawals are assumed to be made at the end of every month. Returns are estimates and actual investment performance can vary.
PROJECTED RESULT
Estimated Remaining Corpus
₹ 0
20 years • 10% p.a. • Monthly withdrawal
Total Withdrawn ₹ 0
Initial Investment ₹ 0
Corpus after withdrawals
SWP FORMULA
B × (1 + i) − W

B = Opening balance

i = Monthly return (annual return ÷ 12 ÷ 100)

W = Monthly withdrawal

ASSUMPTIONS
  • Initial amount is invested as a lump sum.
  • A fixed amount is withdrawn every month.
  • Calculation assumes monthly compounding.
  • Withdrawal is assumed at the end of each month.
  • Return is assumed to remain constant for illustration purposes.
  • Taxes, exit loads and inflation are not included.
YEAR-BY-YEAR GROWTH

Withdrawal & Corpus by Year

Year Opening Value Withdrawn Estimated Gain Closing Value
Total — ₹ 0 ₹ 0 ₹ 0

What is an SWP Calculator?

An SWP Calculator helps investors estimate how a lump-sum investment may change when a fixed amount is withdrawn regularly through a Systematic Withdrawal Plan (SWP).

How does an SWP Calculator work?

The calculator uses the initial investment, monthly withdrawal, expected annual return and withdrawal period to estimate the remaining corpus. The calculation assumes monthly compounding and regular withdrawals for illustration.

Why use an SWP Calculator?

  • Estimate the remaining corpus after regular withdrawals.
  • Understand the effect of withdrawals on long-term wealth.
  • Compare different monthly withdrawal amounts.
  • Plan a regular income strategy from an investment corpus.
Important: This calculator provides an illustrative projection only. Mutual fund returns are market-linked and are not guaranteed. Actual investment value can be different from the calculated result.
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